Ryan Direct Group’s Broker division provides products to the UK broker marketplace. Our offering is the amalgamation of 5 different core product lines: Ancillary, Commercial, Fortress (Home), Life and Midas (non-standard Home and Motor). Our vision is to transact on multiple lines for our broker partners. The wrapper around our Broker offering is a Corporate and Governance framework from the wider Group, which underpins our business and fully supports our proposition.
RDG pride ourselves on our Complementary Development, Underwriting and Servicing value-add model. This offers a key point of contact but embraces the unique strengths of our proposition through alignment of Broker Development, Internal and External Underwriting and Network servicing. This provides brokers:
- Access to the wider Group
- High Service
- Strong Reputation
- Experienced and expert Professional People
- Established Relationships
- Modern methods to fit future customer and regulatory expectations
Our products can be directly accessed via certain Software House Platforms such as: TGSL Transactor, CDL, OpenGI and SSP.
Please get in touch with the team
Tel: 0330 1028 777
ACCESS TO TAILORED PRODUCTS FOR THE UK BROKER MARKET
Long standing relationships with a wide range of insurance markets has enabled us to create a comprehensive range of insurance products which can be tailored to fit our client’s target market and price points. In doing so we can help our clients to build and differentiate their customer proposition and deliver transparency and value in line with their brand aspirations.
With personal and commercial lines distribution solutions across industry standard platforms, we also design, build and host bespoke web based solutions.
New for 2017 is our own Affinity binder which enables speed-to-market and flexibility in our offering.
HIGH SERVICE OFFERING FOR THE UK BROKER MARKET
High service proposition, with quote enquiries responded to within 24 hours. Offers wide appetite, a high degree of flexibility and immediate access to decision makers empowered with high levels of authority.
Commercial Combined targets a wide range of UK Manufacturing & Wholesale businesses.
Property Owners targets UK based Residential and Commercial risks. Appetite for single premises through to large portfolios.
STANDARD HOME PRODUCT FOR THE UK BROKER MARKET
Fortress is a competitive bedroom rated home insurance product available to brokers via industry standard sales platforms. Fortress is managed by in-house Underwriting Managers who analyse trends, provide analysis and guidance on quotability and scheme performance. Our Underwriters work with brokers to analyse their customer demographic and panel cold spots, offering a flexible rating approach to enhance a Brokers proposition by increasing quotability. All Fortress Claims are fully managed by our Group Claims division, in-house.
GROUP LIFE, BUSINESS PROTECTION AND NICHE RISKS
Lutine Assurance Services provides a wide range of personal and business protection based products.
Continuously providing business protection solutions through intermediaries for over 25 years, Lutine has particular focus in serving the needs of the SME and Mid Cap sectors. Lutine is also an established provider of niche and non-standard personal protection products through adviser, wealth management, expatriate and affinity distribution partners. A founder member of the Managing General Agents Association (MGAA) Lutine remains committed to best practice.
NON-STANDARD MOTOR AND HOME FOR THE UK BROKER MARKET
Midas offers brokers the ability to further increase their quotability on non standard property, vehicle and / or customer risks. Where a broker is unable to obtain a quote through their core panel offering Midas will often provide a solution.
Across Home Midas will consider: non-standard construction, Let properties, Unoccupied, Holiday homes and B&B, Previous losses or terms applied, Convictions and Referred Occupations.
Across Motor Midas will consider: Standard motor, Performance cars – value up to £60k and 25 years old, Classic cars – value up to £50k and 50 years old, Modifications and EU imports.